Legal

Terms and Conditions

A MoneyZone Software Agreement

Effective Date: September 2, 2026  ·  Last Updated: September 4, 2026
PLEASE READ THESE TERMS CAREFULLY. They include a trading risk disclosure, special terms governing the MoneyZone Copier, a disclaimer of warranties, a limitation of liability, an assumption of risk under which you alone are responsible for your own trading decisions and outcomes, an indemnification obligation, and a binding arbitration provision and class action waiver. By clicking “I Agree,” creating an account, or installing, accessing, or using the Software or any AddOn, you acknowledge that you have read and understood these Terms in full and agree to be legally bound by them. If you do not agree, select “I Disagree” and do not install, access, or use the Software.
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1. ACCEPTANCE OF TERMS; ELIGIBILITY

These Terms and Conditions (these "Terms") form a legally binding agreement between you ("you," "your," or "User") and MoneyZone LLC, a Delaware limited liability company ("MoneyZone," "Company," "we," "us," or "our"), governing your access to and use of the $Zone desktop application, the MoneyZone Copier and other AddOns described in Section 2 and Section 3, the moneyzn.com website, and all related services (collectively, the "Services").

You must affirmatively accept these Terms — by clicking "I Agree" when prompted by the Software, by creating a MoneyZone Account, or by installing, accessing, or using any part of the Services — before you may use the Services. Your acceptance is an electronic signature and has the same legal effect as a handwritten signature. If you do not agree to every part of these Terms, click "I Disagree" (or otherwise decline) and do not install, access, or use the Services.

You represent and warrant that: (a) you are at least eighteen (18) years old, or the age of legal majority in your jurisdiction of residence if older, and have the legal capacity to enter into a binding contract; (b) if you connect any Trading Account to the Services, you personally own that Trading Account or otherwise have full legal authority to trade it and to permit the Software to interact with it; (c) your use of the Services complies with all laws, regulations, and rules applicable to you, including those of your country or state of residence, your employer or network administrator (if applicable), and any Broker, exchange, or proprietary/funded-account trading firm whose accounts or systems you connect to or trade through; and (d) all information you provide to MoneyZone is accurate and current.

MoneyZone does not represent that the Services are appropriate or available for use in every jurisdiction. If you access the Services from outside the United States, you do so on your own initiative and are solely responsible for compliance with local law.

2. DEFINITIONS

"MoneyZone," "Company," "we," "us," or "our" means MoneyZone LLC, a Delaware limited liability company, the developer, licensor, and operator of the Services, together with its officers, directors, employees, contractors, and agents.

"Software" or "$Zone" means the $Zone Windows desktop application (also referred to within the product as a "Trading Operating System"), including its trade-journaling, analytics, and dashboard features, and all updates to it.

"AddOns" means the bundle of NinjaScript source files that the Software installs into your copy of NinjaTrader, currently consisting of the MoneyZone Copier (trade-order copying, see Section 9); Analytics Acquisition (automated trade-log export to local CSV files); ZoneKonnect (a chart-overlay indicator displaying pre-computed account/drawdown status information); and the OHLC Extractor (historical and live market bar-data retrieval) — together with any additional or successor AddOns MoneyZone makes available.

"MoneyZone Copier," "Trade Copier," or "Copier" means the specific AddOn described in Section 9 that replicates order activity from a Lead Account to one or more Trailing Accounts within NinjaTrader.

"Services" means, collectively, the Software, the AddOns, the moneyzn.com website, the licensing/subscription server that authenticates MoneyZone Accounts and verifies Subscription status, and any other product, feature, or service MoneyZone makes available under the $Zone name.

"NinjaTrader" or "the Platform" means NinjaTrader® 8, an independent, third-party trading platform that is not owned, operated, developed, or controlled by MoneyZone. Any trademark referencing NinjaTrader belongs to its respective owner.

"Broker," "Brokerage Firm," or "FCM" means any third-party futures commission merchant, broker-dealer, introducing broker, or proprietary/funded-account trading firm through which you maintain a Trading Account.

"Trading Account" means any brokerage, futures, or funded/proprietary trading account that you connect to, or trade through, NinjaTrader in connection with the Services.

"Lead Account" and "Trailing Account(s)" have the meanings given in Section 9.1.

"MoneyZone Account" means the login credentials (email or username, and password) and associated profile you create to access the Services.

"Subscription" means a paid plan that you purchase, which is required for certain features of the Services — including the AddOns — to operate, and which is billed and managed as described in Section 5.

"User Content" means any data, files, configuration settings, trade logs, or other content you input into, upload to, export from, or generate using the Software.

"Third-Party Services" means any product or service provided by a party other than MoneyZone that the Services interact with or depend on, including without limitation NinjaTrader, any Broker, market data or exchange venues, MoneyZone's payment processor, and MoneyZone's email-delivery provider.

3. DESCRIPTION OF THE SERVICES; REGULATORY STATUS OF MONEYZONE

$Zone is desktop software for Windows that (a) provides trade-journaling, performance-analytics, and dashboard tools that you populate manually or from data exported by the AddOns, and (b) installs, licenses, and gates access to a bundle of AddOns that run inside your own copy of the independent, third-party NinjaTrader platform. Section 9 describes the MoneyZone Copier in detail. The other AddOns log closed trades to local CSV files for use in the Software's analytics features (Analytics Acquisition), display pre-computed account/drawdown status information as a chart overlay (ZoneKonnect), and retrieve historical and live market bar data (OHLC Extractor).

MoneyZone is a software provider. MoneyZone is not, and does not hold itself out as, a broker-dealer, futures commission merchant, introducing broker, commodity trading advisor, commodity pool operator, investment adviser, swap dealer, money transmitter, or bank, and is not registered as any of the foregoing with the U.S. Securities and Exchange Commission, the U.S. Commodity Futures Trading Commission, the National Futures Association, the Financial Industry Regulatory Authority, or any equivalent regulator in any other jurisdiction. Nothing in these Terms or in the Services should be construed as suggesting otherwise.

MoneyZone does not open, hold, custody, or have access to your funds, securities, futures contracts, or other assets, and is not a party to any brokerage agreement, prop-firm evaluation or funded-account agreement, or exchange membership you maintain. All trading occurs on Trading Accounts that you independently establish and maintain with your own Broker(s), executed through NinjaTrader, which MoneyZone does not own, operate, or control.

Nothing generated by, displayed in, or made available through the Services — including any AddOn output, analytics, dashboard, chart overlay, or historical/simulated data — constitutes a recommendation, solicitation, or offer to buy, sell, or hold any security, futures contract, or other financial instrument, or to adopt any particular trading strategy. See Section 8 (Trading Risk Disclosure) and Section 9 (the MoneyZone Copier Terms).

4. MONEYZONE ACCOUNTS AND REGISTRATION

To use most features of the Services, you must register a MoneyZone Account with a valid email address and password (and, optionally, a username). You agree to provide accurate information and to keep it up to date.

You are responsible for maintaining the confidentiality of your MoneyZone Account credentials and any device or session on which you remain logged in, and for all activity that occurs under your MoneyZone Account, whether or not authorized by you. You agree to notify MoneyZone promptly at support@moneyzn.com if you suspect any unauthorized access to or use of your MoneyZone Account.

Your MoneyZone Account is personal to you. Except as MoneyZone may agree to in writing, you may not share your login credentials with, or permit use of your MoneyZone Account or Subscription by, any other person.

You may request a password reset, or change your password, at any time through the Software or the website. MoneyZone will never ask you for your password by email or phone.

5. SUBSCRIPTIONS, BILLING, AND PAYMENT

Certain features of the Services — including the ability for the AddOns (including the MoneyZone Copier) to operate — require an active, paid Subscription. Subscription plans, pricing, and billing intervals (e.g., monthly or annual) are described at moneyzn.com or within the Software at the time of purchase.

Subscriptions are billed in advance on a recurring basis through MoneyZone's payment processor (currently Stripe, Inc.) and automatically renew at the end of each billing period at the then-current price unless and until you cancel. By subscribing, you authorize MoneyZone, through its payment processor, to charge your chosen payment method on a recurring basis.

You may cancel your Subscription at any time through the billing portal made available in the Software or on the website. Cancellation stops future renewals but does not, by itself, entitle you to a refund of any amount already paid; unless required by applicable law or expressly stated otherwise at the time of purchase, fees are non-refundable, and you will generally retain access to paid features through the end of your current paid billing period.

MoneyZone may change Subscription pricing or plans at any time. If a price change affects your existing Subscription, MoneyZone will provide reasonable advance notice before the change takes effect; your continued Subscription after that point constitutes acceptance of the new price.

If a payment fails or is declined, MoneyZone may suspend access to paid features (including the AddOns) until payment is successfully completed. You are responsible for keeping your payment method current.

All fees are stated exclusive of applicable taxes unless stated otherwise, and you are responsible for any sales, use, value-added, or similar taxes associated with your purchase, other than taxes on MoneyZone's net income.

6. LICENSE GRANT; INTELLECTUAL PROPERTY; RESTRICTIONS

Subject to your compliance with these Terms and, where applicable, your maintenance of an active Subscription, MoneyZone grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the Software and the AddOns on computers you own or control, solely for your own personal or internal business use.

The AddOns are distributed as human-readable NinjaScript source files because the third-party NinjaScript compilation process used by NinjaTrader requires source-form input. Distributing them in this format does not grant you any right to copy, modify, distribute, publicly display, sell, rent, lease, sublicense, or create derivative works based on the AddOns, or to use or operate any AddOn independently of an active, valid Subscription.

The Software and the AddOns include a technical mechanism (currently, verification of a session credential tied to your active MoneyZone Account and Subscription) intended to limit certain AddOn functionality, including the MoneyZone Copier, to periods when you have an active, logged-in Subscription. You agree not to disable, circumvent, tamper with, or reverse engineer this mechanism, and not to use, or attempt to use, any copy of an AddOn — whether obtained from MoneyZone or from any other source, including a copy made by you or a third party — without a valid, active Subscription of your own corresponding to that use. Doing so is a material breach of these Terms and may result in immediate suspension or termination of your MoneyZone Account, in addition to any other remedy available to MoneyZone at law or in equity.

Except to the extent applicable law grants you a non-waivable right to do so, you agree not to reverse engineer, decompile, or disassemble the Software.

MoneyZone and its licensors retain all right, title, and interest in and to the Services, including all associated intellectual property rights. No rights are granted to you other than the limited license expressly set out in this Section 6.

If you submit ideas, suggestions, or feedback about the Services, you grant MoneyZone a perpetual, irrevocable, royalty-free, worldwide license to use them for any purpose, without obligation or compensation to you.

7. ACCEPTABLE USE

In addition to the restrictions in Section 6, you agree not to: (a) use the Services for any unlawful purpose, or in a manner that violates any applicable law, regulation, or third-party right; (b) share your MoneyZone Account credentials or Subscription with any other person, or use the Services on behalf of any person other than yourself, without MoneyZone's prior written consent; (c) attempt to gain unauthorized access to any account, system, or network related to the Services; (d) use the Services in a manner that violates the rules, policies, or account agreements of any Broker, exchange, clearing firm, or proprietary/funded-account trading firm whose Trading Accounts you connect, including rules relating to automated order entry, multiple-account trading, or account sharing; (e) misrepresent your identity or your authority to trade any Trading Account you connect; (f) introduce any virus, malware, or other harmful code into the Services, or interfere with or disrupt the integrity or performance of the Services; or (g) resell, rent, lease, or provide commercial hosting or service-bureau access to the Services to third parties without MoneyZone's prior written consent.

8. TRADING RISK DISCLOSURE

TRADING FUTURES, SECURITIES, FOREIGN EXCHANGE, AND OTHER FINANCIAL INSTRUMENTS INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT SUITABLE FOR ALL INVESTORS. Leveraged products such as futures contracts can result in losses that exceed your initial margin or investment. You should not trade with capital you cannot afford to lose, and you should carefully consider your financial condition, investment objectives, and risk tolerance before trading.

Past performance of any account, trading strategy, or output of the Services — including any output of the MoneyZone Copier or the Software's analytics features — is not indicative of, and does not guarantee, future results.

The Software includes features for simulated ("Sim") trading, practice accounts, and playback or historical data review. Hypothetical or simulated performance results have inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading and may not reflect the impact of factors such as market liquidity, slippage, order-execution delays, or the emotional and psychological aspects of live trading — any of which can adversely affect actual trading results. No representation is being made that any Trading Account will, or is likely to, achieve profits or losses similar to any simulated or hypothetical results shown or generated using the Services.

MoneyZone does not provide investment, trading, legal, or tax advice. Nothing generated by, displayed in, or made available through the Services is a personalized recommendation for you. Any decision to enter, modify, copy, or exit any trade or position is yours alone, made at your own risk, and you should consult qualified, independent financial, legal, and tax advisors before making trading or investment decisions.

You are solely responsible for evaluating the accuracy, completeness, and suitability of any data, analytics, chart-overlay information (including ZoneKonnect account/drawdown status), or historical/live market data made available through the Services before relying on it.

9. THE $SERIES COPIER — SPECIAL TERMS

This Section 9 applies specifically to the MoneyZone Copier. It supplements, and does not replace, Section 3 (Description of the Services), Section 8 (Trading Risk Disclosure), Section 10 (Disclaimer of Warranties), Section 11 (Limitation of Liability), and Section 12 (Assumption of Risk). Because the Copier interacts directly with live order entry and Trading Accounts, please read this Section 9 with particular care before enabling it.

9.1 Nature of the Tool

The MoneyZone Copier is a NinjaScript AddOn that runs inside your own copy of NinjaTrader, on your own computer. When enabled, it monitors order activity on a single Trading Account that you designate as the "Lead Account" and automatically attempts to replicate that activity — including new orders, order-linked (OCO) bracket groups, price and quantity changes, and cancellations — onto other Trading Accounts that you designate as "Trailing Accounts" (up to a software limit of fifty (50)), scaled according to the multiplier, fixed-quantity, and maximum-quantity settings you configure for each Trailing Account. All Lead and Trailing Accounts must be Trading Accounts that you personally own, control, and are authorized to trade, connected to NinjaTrader through your own brokerage or proprietary-trading-firm relationships.

9.2 You Configure and Control the Copier

You alone select which Trading Account is the Lead Account, which Trading Accounts are Trailing Accounts, and all quantity, multiplier, and instrument-override settings. MoneyZone does not select, review, approve, or validate your configuration, your Lead Account's trading activity, or the suitability of copying that activity onto your Trailing Accounts. The Copier does not evaluate whether a multiplier, fixed quantity, or instrument override is appropriate for a given Trailing Account's balance, margin, buying power, or your risk tolerance; you are solely responsible for these determinations.

9.3 No Guarantee of Identical Execution

Because each Trailing Account submits its own independent order to NinjaTrader and your Broker, Trailing Accounts may fill at different prices, times, or quantities than the Lead Account, or may not fill, or may only partially fill, due to differences in margin, buying power, market liquidity, order routing, broker-side rejections, exchange conditions, or latency. The Copier does not guarantee simultaneous, identical, or complete execution across accounts.

9.4 Dependence on Third Parties Outside MoneyZone's Control

The Copier's operation depends entirely on the continued, correct functioning of NinjaTrader (an independent platform not owned, operated, or controlled by MoneyZone), your Broker(s), the relevant exchanges and market data feeds, your internet service provider, and your own computer hardware and operating system. MoneyZone has no visibility into, and no control or responsibility over, order handling, execution, rejection, or reporting once an order is submitted to NinjaTrader or your Broker. A malfunction, outage, delay, rejection, rate-limit, disconnection, or error originating from any of these third parties, or from your own equipment or network, is not the responsibility of MoneyZone.

9.5 Subscription and Session Dependency

The Copier only mirrors new order activity while it detects a currently active, verified MoneyZone Subscription session. If your session ends for any reason — including logging out, closing the $Zone application, an expired, cancelled, or past-due Subscription, or a temporary inability to verify your session because of a network or server interruption — the Copier will stop mirroring new orders, changes, and cancellations, but it will NOT automatically close, cancel, or otherwise adjust any positions or orders already resting on your Trailing Accounts at that time. During any such gap, your Lead and Trailing Accounts can become misaligned (for example, if a stop-loss or take-profit order is modified or cancelled on the Lead Account but that change is not mirrored). You are solely responsible for independently monitoring all of your Trading Accounts directly in NinjaTrader and with your Broker at all times the Copier is running — and especially during and immediately after any interruption in your MoneyZone session or internet connectivity — and for taking any action needed to manage your resulting risk.

9.6 Manual Actions Require Your Confirmation and Prompt Attention

Certain Copier functions — including "Sync Positions Now" and "Emergency Flatten Trailers" — display the specific orders they intend to submit and require you to confirm before anything is sent. You are responsible for reviewing these proposed actions carefully before confirming them, and for acting promptly once you do. "Emergency Flatten Trailers" is designed to close net positions on enabled Trailing Accounts but, consistent with standard order-management behavior, is not guaranteed to also cancel every resting working order (for example, a bracket order leg that is not tied to an open position). After using this feature, you should independently verify, in NinjaTrader and with your Broker, that no unintended working orders remain.

9.7 Known Technical Limitations

Order-copying software of this kind depends on receiving and processing a stream of order events from NinjaTrader in real time. In rare cases — for example, when events arrive out of order, when a fill and a cancellation are reported in close succession, or when an order-linked (OCO) group is only partially resolved before its sibling is cancelled — a Trailing Account's orders may temporarily fail to reflect the Lead Account exactly, and may require manual correction. You acknowledge that these are inherent limitations of real-time, multi-account order replication, are not defects unique to, or the fault of, MoneyZone, and you agree to periodically reconcile your Lead and Trailing Account positions and working orders directly and independently.

9.8 Testing Before Live Use

You acknowledge that MoneyZone strongly recommends, and you have been advised, that you thoroughly test the Copier's configuration and behavior using simulated ("Sim") accounts before enabling it on any live or funded account, and that you independently verify correct behavior with your own specific Broker, data feed, and account combination before risking real capital.

9.9 Instrument and Quantity Configuration Risk

The Copier assumes every account trades the same instrument as the Lead Account unless you configure an Instrument Override, and it does not automatically convert between related contracts (for example, a full-size futures contract and its "micro" equivalent); a multiplier is applied to contract or share quantity, not to notional dollar value. Misconfiguring, or failing to configure, an Instrument Override, multiplier, fixed quantity, or maximum quantity can result in significantly incorrect position sizes, unintended exposure, or a Trailing Account not receiving a copied order at all (including where a multiplier rounds down to zero). You are solely responsible for configuring, testing, and periodically re-verifying these settings.

9.10 Rate Limits and Multi-Account Submission

Depending on your Broker or execution gateway, rapid, near-simultaneous order submission across many Trailing Accounts may trigger that Broker's own rate limits, throttling, or rejections. You are responsible for testing the Copier's dispatch settings against your own Broker and account count and for adjusting them as needed.

9.11 Third-Party Account Rules

If any Lead Account or Trailing Account is subject to separate rules imposed by a Broker or a proprietary/funded-trading firm — including rules on automated order entry, multiple-account trading, account sharing, or copy trading — you are solely responsible for confirming that your use of the Copier complies with those rules. MoneyZone is not a party to, and has no responsibility under, any such third-party agreement.

9.12 No Advice; No Discretion

The Copier only replicates order instructions that already originate from activity you (or software you separately configure) generate on your own Lead Account. MoneyZone does not select, initiate, or recommend any trade copied by the Copier, exercises no investment discretion over any Trading Account, and is not acting as your agent, broker, or adviser in connection with the Copier's operation.

9.13 Assumption of Risk for Copier Use

You acknowledge the risks described in this Section 9 and voluntarily assume all of them. To the maximum extent permitted by applicable law, MoneyZone is not liable for any trading loss, missed trade, duplicate order, incorrect quantity or instrument, account discrepancy, margin call, or account breach or termination by a Broker or funded-account provider, or any other loss or damage arising from or relating to your configuration or use of the MoneyZone Copier, except to the extent caused by MoneyZone's gross negligence, willful misconduct, or fraud.

9.14 Maximum Capacity Is Experimental; Hardware Requirements

MoneyZone defines "High-Capacity Use" as running the Copier with thirty (30) or more Trailing Accounts configured, whether or not all are actively trading at a given time. MoneyZone has tested the Copier at High-Capacity Use, including at its maximum software limit of fifty (50) Trailing Accounts, only on simulated ("Sim") accounts. MoneyZone has not tested the Copier at High-Capacity Use on any live or funded Trading Account, including any account held with a proprietary/funded-account trading firm, and does not recommend High-Capacity Use on any live or funded Trading Account without your own independent Sim testing under Section 9.8. Any High-Capacity Use on a live or funded Trading Account is experimental, is undertaken entirely at your own discretion and risk, and is subject to Section 9.8 (Testing Before Live Use), Section 9.13 (Assumption of Risk for Copier Use), this Section 9.14, and the other provisions of this Section 9. For the avoidance of doubt, the exception in Section 9.13 for MoneyZone's gross negligence, willful misconduct, or fraud applies equally to this Section 9.14 and is not narrowed or displaced by anything in this Section 9.14.

Running the Copier at High-Capacity Use, or with any other high number of Trading Accounts, is computationally and network intensive, and may compound with the Broker-side rate limits and throttling described in Section 9.10 — for example, hardware-side delay in submitting orders can itself trigger a Broker's rate limits. You are solely responsible for ensuring that the computer hardware, operating system, network connection, and NinjaTrader configuration on which you run the Copier are sufficient to reliably operate it at the number of accounts you configure, and for reducing your account count if your hardware or network is not sufficient to do so. You should independently monitor system performance (including order-submission latency and any missed or delayed fills) as you increase your account count, and reduce your account count at the first sign that your hardware or network cannot keep up. MoneyZone does not warrant that any particular hardware or network configuration is adequate for any given number of Lead and Trailing Accounts, and, consistent with Section 9.4, Section 9.10, Section 10, Section 11, and Section 12, is not responsible for any missed, delayed, duplicate, or incorrect order, or any other adverse outcome, caused in whole or in part by insufficient, overloaded, or malfunctioning hardware, operating system resources, or network connectivity, except to the extent caused by MoneyZone's gross negligence, willful misconduct, or fraud.

10. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES (INCLUDING THE SOFTWARE, ALL ADDONS, AND ALL DATA, ANALYTICS, AND OUTPUTS THEY PRODUCE) ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

MoneyZone does not warrant that: (a) the Services will be uninterrupted, timely, secure, or error-free; (b) any defect will be identified or corrected; (c) the Services are free of viruses or other harmful components; or (d) the results obtained from use of the Services — including any output of the MoneyZone Copier, Analytics Acquisition, ZoneKonnect, or the OHLC Extractor — will be accurate, complete, or reliable.

MoneyZone makes no warranty regarding, and is not responsible for, any Third-Party Service, including NinjaTrader, any Broker, any market data or exchange venue, or MoneyZone's payment or email-delivery providers.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the exclusions in this Section 10 may not apply to you in full; in that case, such warranties are limited to the minimum scope and duration permitted by applicable law.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL MONEYZONE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR TRADING OPPORTUNITY, OR FOR ANY TRADING OR INVESTMENT LOSSES OF ANY KIND, ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SERVICES, REGARDLESS OF THE LEGAL THEORY ASSERTED (WHETHER CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), AND EVEN IF MONEYZONE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MONEYZONE'S TOTAL, AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE TOTAL SUBSCRIPTION FEES YOU ACTUALLY PAID TO MONEYZONE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

The limitations in this Section 11 do not apply to liability that cannot be limited or excluded under applicable law, including, where applicable, liability for MoneyZone's own gross negligence, willful misconduct, or fraud, or for death or personal injury caused by MoneyZone's negligence.

The disclaimers and limitations in Sections 10 and 11 are a fundamental basis of the agreement between you and MoneyZone, and MoneyZone would not be able to provide the Services on an economically reasonable basis without them.

12. ASSUMPTION OF RISK; YOUR SOLE RESPONSIBILITY FOR YOUR OWN ACTIONS AND OUTPUTS

You acknowledge and agree that you are solely responsible for your own trading and investment decisions, for configuring and operating the Services (including the MoneyZone Copier and every other AddOn), and for all orders, trades, positions, data, exports, and other outputs generated through or in connection with your use of the Services (collectively, "Your Outputs"). MoneyZone is not responsible for Your Outputs or for any consequence of them.

Without limiting Section 10 or Section 11, you assume full responsibility for, and to the maximum extent permitted by applicable law MoneyZone will have no liability for, any loss, damage, cost, or expense arising from or relating to: (a) any error, bug, defect, or unexpected behavior in the Software or any AddOn; (b) any failure, malfunction, incompatibility, or limitation of your computer, network equipment, storage, or other hardware; (c) any interruption, delay, latency, packet loss, filtering, or blocking of your internet or network connectivity, whether caused by your internet service provider, your employer or network administrator, or any other party; (d) any power outage or interruption; (e) any failure, outage, error, delay, rejection, or change on the part of NinjaTrader or any other Third-Party Service, including any Broker, exchange, clearing firm, or market data provider; (f) your own acts or omissions, including configuration choices, data entry, or failure to monitor your Trading Accounts; and (g) any other cause outside MoneyZone's direct and reasonable control.

This assumption of risk applies regardless of how the underlying cause is characterized — whether as a software error, a hardware issue, an internet or network "technicality," an act or omission of a third party, or otherwise — and regardless of whether MoneyZone knew or should have known of the risk in advance. You agree that MoneyZone's provision of the Services as a software tool, without discretion or control over your trading decisions or Trading Accounts, is the basis on which MoneyZone is willing to make the Services available to you.

13. FORCE MAJEURE

MoneyZone will not be liable for any failure or delay in performance to the extent caused by circumstances beyond its reasonable control, including acts of God, natural disaster, fire, flood, war, terrorism, civil unrest, labor dispute, governmental action, epidemic or pandemic, internet or utility failures, cyberattack, or the failure of any Third-Party Service.

14. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless MoneyZone and its officers, directors, employees, contractors, and agents from and against any claims, demands, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use or misuse of the Services; (b) any trading activity conducted on any Trading Account, whether initiated directly by you or copied by the MoneyZone Copier; (c) your breach of these Terms; (d) your violation of any law or of the rights of any third party, including any Broker, exchange, or proprietary/funded-account trading firm; or (e) Your Outputs.

15. THIRD-PARTY SERVICES AND PLATFORMS

The Services are designed to work with, and depend on, a number of Third-Party Services that MoneyZone does not own or control, including NinjaTrader; your Broker(s); market data feeds and exchanges; MoneyZone's payment processor; and MoneyZone's email-delivery provider. MoneyZone is not responsible for the acts, omissions, availability, security, accuracy, or performance of any Third-Party Service, or for any change any Third-Party Service makes to its offering, pricing, or terms.

Your use of any Third-Party Service is governed by that party's own terms and policies, which you are responsible for reviewing and accepting separately. MoneyZone is not a party to your agreement with any Third-Party Service.

MoneyZone's Software and AddOns are independent products. They are not affiliated with, endorsed by, sponsored by, or otherwise officially connected with NinjaTrader or its operator, or with any Broker, exchange, or data vendor referenced in connection with the Services. All related trademarks are the property of their respective owners.

16. DATA AND PRIVACY

To provide the Services, MoneyZone collects the information necessary to operate your MoneyZone Account and Subscription, including your email address, optional username, a password stored only in securely hashed form (MoneyZone does not store your password in plain text or have access to it), and subscription and billing status information obtained from MoneyZone's payment processor. MoneyZone does not collect or store your Broker login credentials, Trading Account numbers, or full payment card details, which are handled directly by NinjaTrader, your Broker, and MoneyZone's payment processor, respectively.

Trade logs, journal entries, configuration files, and other User Content that you create or generate within the Software are, by default, stored locally on your own device and are not transmitted to or stored by MoneyZone unless you take an affirmative action to export, back up, or share them.

MoneyZone uses reasonable administrative, technical, and organizational measures designed to protect information transmitted to and from the Services, including industry-standard encryption for data in transit where applicable. No method of transmission or storage is completely secure, and MoneyZone cannot guarantee absolute security.

17. SOFTWARE UPDATES; CHANGES TO THE SERVICES

MoneyZone may update the Software automatically (including through the auto-update functionality built into the Software) and may add, change, remove, or discontinue any feature of the Services, including any AddOn, at any time, with or without notice. MoneyZone will use reasonable efforts to provide advance notice of changes that materially and adversely affect core functionality, but is not obligated to do so in every case.

You are responsible for installing updates in a timely manner. MoneyZone is not responsible for issues arising from your use of an outdated version of the Software.

18. CHANGES TO THESE TERMS

MoneyZone may revise these Terms from time to time. If MoneyZone makes material changes, it will provide reasonable advance notice — for example, through an in-app notice or an email to the address associated with your MoneyZone Account — before the changes take effect. The "Last Updated" date at the top of these Terms indicates when they were last revised.

Your continued use of the Services after the effective date of any revised Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Services and may cancel your Subscription as described in Section 5.

19. TERM; SUSPENSION; TERMINATION

These Terms remain in effect for as long as you maintain a MoneyZone Account or otherwise use the Services.

MoneyZone may suspend or terminate your MoneyZone Account or access to any part of the Services, with or without notice, if: (a) you breach these Terms; (b) your payment is declined or your Subscription lapses; (c) MoneyZone reasonably suspects fraudulent, abusive, or unlawful activity; or (d) MoneyZone is required to do so by law or by a Third-Party Service on which the Services depend.

You may stop using the Services, and cancel your Subscription, at any time as described in Section 5.

Upon termination or expiration of your Subscription for any reason, your license under Section 6 ends immediately, and any AddOn functionality that depends on an active session (including the MoneyZone Copier) will stop mirroring new order activity as described in Section 9.5. MoneyZone is not responsible for any position or working order left open on any Trading Account at the time your access ends; managing those positions and orders directly with NinjaTrader and your Broker remains solely your responsibility.

Sections 2, 6 (as to ownership), 8, 9.13, 9.14, 10, 11, 12, 13, 14, 15, 16, and 20 through 23 survive any termination or expiration of these Terms.

20. EXPORT CONTROL AND SANCTIONS

You represent that you are not located in, and are not a national or resident of, any country subject to a comprehensive U.S. government embargo, and that you are not listed on any U.S. government list of prohibited or restricted parties. You agree not to use the Services in violation of any applicable export control or economic sanctions law.

21. DISPUTE RESOLUTION; GOVERNING LAW; ARBITRATION; CLASS ACTION WAIVER

These Terms, and any dispute arising out of or relating to them or the Services, are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws principles and without regard to the United Nations Convention on Contracts for the International Sale of Goods.

Before filing a claim against MoneyZone, you agree to first contact MoneyZone at legal@moneyzn.com and attempt in good faith to resolve the dispute informally for at least thirty (30) days.

If informal resolution is unsuccessful, you and MoneyZone agree that any dispute arising out of or relating to these Terms or the Services will be resolved by binding, individual arbitration administered by the American Arbitration Association under its applicable rules, rather than in court, except that either party may bring an individual action in small-claims court, and MoneyZone may seek injunctive or other equitable relief in court to protect its intellectual property or confidential information.

YOU AND MONEYZONE EACH AGREE THAT ANY PROCEEDING WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION, AND EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL, TO THE EXTENT PERMITTED BY APPLICABLE LAW.

22. MISCELLANEOUS

Severability. If any provision of these Terms is held unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

No Waiver. MoneyZone's failure to enforce any provision of these Terms is not a waiver of its right to do so later.

Assignment. You may not assign or transfer these Terms without MoneyZone's prior written consent. MoneyZone may assign these Terms in connection with a merger, acquisition, or sale of assets, or by operation of law.

Entire Agreement. These Terms, together with any Privacy Policy and any Subscription-specific terms presented to you at checkout, constitute the entire agreement between you and MoneyZone regarding the Services and supersede any prior agreements on that subject.

Relationship of the Parties. Nothing in these Terms creates any partnership, joint venture, agency, or employment relationship between you and MoneyZone.

No Third-Party Beneficiaries. These Terms do not create any rights for any third party, including any Broker or other Third-Party Service.

Headings. Section headings are for convenience only and do not affect the interpretation of these Terms.

23. CONTACT INFORMATION

Questions about these Terms may be directed to: legal@moneyzn.com.

ACKNOWLEDGMENT AND ELECTRONIC SIGNATURE

BY CLICKING "I AGREE" (OR THE EQUIVALENT CONTROL PRESENTED BY THE SOFTWARE), YOU ACKNOWLEDGE AND AGREE THAT: (a) you have read and understood these Terms in their entirety, including the Trading Risk Disclosure (Section 8), the MoneyZone Copier Terms (Section 9), the Disclaimer of Warranties (Section 10), the Limitation of Liability (Section 11), and the Assumption of Risk (Section 12); (b) you meet the eligibility requirements described in Section 1; (c) you are solely responsible for your own trading decisions, your configuration and use of the Services, and all outcomes that result, including those caused by software errors, hardware or internet technicalities, or the acts, omissions, or outages of NinjaTrader, your Broker, or any other third party; and (d) you agree to be bound by these Terms as a binding electronic agreement.

Within the Software, this acknowledgment is presented with two options: "I Agree," which grants access to the Services, and "I Disagree," which prevents installation, access to, or use of the Services.

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